Terms of Service

1. Agreement to Terms

By accessing or using the Optvana platform ("Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you may not access or use the Service.

Optvana reserves the right to update these Terms at any time. We will notify registered users of material changes via email or through the platform. Your continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

2. Description of Service

Optvana is a web-based options analytics and trading intelligence platform that provides tools including, but not limited to:

• Options strategy scanning and generation (Income Engine)
• Implied volatility analysis (IV Rank, Percentile, term structure, skew)
• Earnings calendar with expected move analysis
• Visual option chain analytics (Short and Long Visualizers)
• Portfolio tracking, positions management, and trade history
• Brokerage account integration (currently Charles Schwab and Alpaca)
• Watchlists, risk management dashboards, and premium tracking

3. Not Financial Advice

Options trading involves substantial risk of loss and is not suitable for all investors. You should carefully consider your financial situation, investment objectives, and risk tolerance before engaging in options trading. Past performance of any strategy, analysis, or recommendation displayed on the platform does not guarantee future results.

You acknowledge and agree that:

• All trading decisions are made solely by you and at your own risk.
• Optvana does not recommend, endorse, or advise on any specific securities, options contracts, or trading strategies.
• Data and analytics provided may contain errors, delays, or inaccuracies.
• You should consult with a qualified financial advisor before making any investment decisions.
• Optvana is not a registered investment advisor, broker-dealer, or financial planner.

4. Eligibility

You must be at least 18 years of age to use the Service. By creating an account, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into these Terms. You must also comply with all applicable local, state, national, and international laws and regulations related to securities trading.

5. Account Responsibilities

When you create an account with Optvana, you agree to:

• Provide accurate, current, and complete registration information.
• Maintain the security of your account credentials and not share them with third parties.
• Promptly notify us of any unauthorized access to or use of your account.
• Accept responsibility for all activity that occurs under your account.

Optvana is not liable for any loss or damage arising from your failure to maintain the security of your account.

6. Brokerage Connections

The Service allows you to connect third-party brokerage accounts (e.g., Charles Schwab, Alpaca) to sync positions, trade history, and account data. By connecting a brokerage account, you:

• Authorize Optvana to access your brokerage data through official APIs provided by the brokerage.
• Acknowledge that Optvana acts only as a data intermediary and does not hold, manage, or control your brokerage funds or securities.
• Understand that brokerage data synchronization may experience delays or interruptions beyond our control.
• Agree that Optvana is not responsible for any actions taken by your brokerage or errors originating from brokerage APIs.

7. Intellectual Property

The Service, including all content, features, functionality, design, code, and analytics models, is owned by Optvana and is protected by intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to access and use the Service for personal, non-commercial trading analysis purposes.

You may not:

• Copy, modify, distribute, sell, or lease any part of the Service.
• Reverse engineer, decompile, or attempt to extract the source code of the Service.
• Use automated tools (bots, scrapers, crawlers) to access the Service or extract data.
• Resell, redistribute, or commercially exploit any data or analytics provided by the Service.

8. Acceptable Use

You agree not to use the Service to:

• Violate any applicable laws or regulations.
• Interfere with or disrupt the Service or its infrastructure.
• Attempt to gain unauthorized access to other user accounts or system resources.
• Transmit malware, viruses, or other harmful code.
• Use the Service for any purpose that is illegal, fraudulent, or harmful.

9. Limitation of Liability

To the maximum extent permitted by applicable law, Optvana and its affiliates, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

• Loss of profits, trading losses, or financial damages resulting from your use of the Service.
• Errors, inaccuracies, or delays in data, analytics, or strategy suggestions.
• Service interruptions, downtime, or technical failures.
• Unauthorized access to or alteration of your data.
• Actions taken by connected third-party brokerages.

The Service is provided on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.

10. Indemnification

You agree to indemnify, defend, and hold harmless Optvana from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of or related to your use of the Service, your violation of these Terms, or your trading activities.

11. Termination

We may suspend or terminate your access to the Service at any time, with or without cause, and with or without notice. You may also terminate your account at any time by contacting us. Upon termination:

• Your right to access the Service will immediately cease.
• We may delete your account data in accordance with our Privacy Policy.
• Sections regarding limitation of liability, indemnification, and intellectual property shall survive termination.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles. Any disputes arising under these Terms shall be resolved through binding arbitration in accordance with applicable arbitration rules.

13. Contact

If you have questions about these Terms, please contact us at support@optvana.com.